Parent Loans


If you are entering college soon, but have no idea how you are going to pay for anything from books to your actual tuition fees, chances are that you are going to be relying upon your parents in some way, shape, or form. For most first-time college undergraduates, college or university tuition is either paid through grants, because parents’ financial information allows the use of grants, scholarships, because of academic or athletic prowess, or loans, because students can not pay for college or a university outright.

Understanding The Role of Parent Loans
Few college students have established any amount of credit prior to college, so it is important that potential college students and the parents of these students understand the options at hand regarding the usage of parents’ credit for obtaining college loans. First and foremost, however, you must remember that not all parents of college students have good credit to their names. If your parents do not have good credit, you may face troubles getting any company to give you a loan for college. Therefore, it may be required of you to obtain a grandparent, family friend, or other relative, who is then willing to cosign for you and your parents regarding a college loan. Be prepared to pay back these loans after college, however, as you are putting others at risk who may have cosigned for you if you do not pay back your loans!

Types of Parent Loans
Once you have determined your parents’ credit and their willingness to help you pay for college through loans, you must then find a loan. One option that you have is through a bank or other financial institution. Most institutions have some type of loan available to parents and students wishing to pay for college. Another great option is the Federal PLUS loan, available through the U.S. Department of Education. Simply fill out an application for this PLUS loan through your school’s financial aid office, and you can receive financial aid up to any amount left uncovered by other financial aid. Whatever you decision is, be sure that you and your parents discuss your loans options beforehand, and make sure that you have a plan for repaying these loans once college ends.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can makeHealth Fitness Articles, and we’re dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Parent Loans at

the REAL college ranking list | top colleges in the US

here’s the REAL college ranking list we are all asking for. jk nobody asked for this, but I know it’s college application season and people are picking where to apply so I thought this would be fun 😀 FYI this whole video is a joke, don’t take it too seriously. We all know that US news ranking drops a college list every year, so I thought I give you THE REAL LIST. ALSO THIS IS A JOKE. All the schools on this list are very very amazing schools and being top 30 of ANYTHING is seriously –wow, these are all WORLD famous schools okay.

Any college is a great college, and rankings TBH don’t matter and it’s all about networking and making sure YOU DO YOU at your school that is the best fit for you.

pls nobody get their feelings hurt. this is a JOKE ha! (but lowkey accurate) and just making fun of the dumb us news ranking list anyways

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